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Positive Legislation for Homeowners
Dated: January 19 2013
Views: 677
Great news on the legislation front as these developments will assist with the steady recovery in the Real Estate market as we move along in 2013.
Mortgage Cancellation Relief is extended for another year. This enables homeowners to short sale or modify their loans without the burden of a Federal tax on forgiven debt as income.
Mortgage Insurance Deductables remain deductable for filers making less than $110,000/year. This applies to both 2012 and 2013 tax returns
Energy Efficient Tax Credit remains in force for home owners who make energy efficient improvements to their homes. This is a 10% tax credit of up to $500. This has been extended through 2013 and retroactive to 2012.
As with all legislation related to tax issues, be sure to check with your CPA and verify accuracy as well as how these laws impact your finances and your specific situation.
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